“????? ?? ?????????? ??? ???? ??????? ??? ?? ???????? ?? ??? ????????? ??’ ????”, ???? ?? ?? ????? ??? ????? ??? ???’ ??? ?? ???????? ??? ??????????? ??????????? ??? ?????????.??????? ??? ????????? ????? & ???????????????? ??? ????????????? ????????? ???Phase four - Only shell out what your spending budget makes it possible for by deciding